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Car Insurance: Choose from Comprehensive or Third Party Property Damage

Car Insurance

Save up to 20% on your first year's premium when you buy a new Comprehensive Car Insurance policy online1,2 with My Benefits. *Conditions apply 
  • Save up to 20% on your first year's premium when you buy a new Comprehensive Car Insurance policy online1,2 with My Benefits

    *conditions apply

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Cover for your car and damage you cause
to other people's property
Cover simply for damage you cause
to other people's property
Cover for accidental damage to your car
Cover for accidental damage to other people's property (including vehicles) which is partly or fully your fault
Accidental loss or damage to your car caused by fire or theft. A 72 hour waiting period applies to bushfire damage.
Cover for accidental damage or loss to your car including flood, storm and hail. A 72 hour waiting period applies to flood.
Guarantee on authorised repairs³
Approved legal costs arising out of a claim for liability covered by your policy⁴
Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars)⁴
Accidental damage to your car if you are not at fault in an accident and the other vehicle is uninsured. Up to a maximum value of $5,000, determined by the market value of your car

Not applicable

Policy Documents

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the policy documents
Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable)  & PDS Update

 (privacy notice) which are available on this website.
  1. 20% Discount
    A premium discount of up to 20% is applied to your first year’s premium when you buy a new comprehensive car insurance policy online using My Benefits, but not to optional cover. A reduced online discount may apply on renewal if you originally bought the policy online.
  2. Minimum premiums may apply
    Any discounts/entitlements may be subject to rounding and only apply to the extent that any minimum premium is not reached. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. For example, the aggregate effect of applying two discounts consecutively means that you will not see the full benefit of both these discounts.
    Discounts do not apply to taxes or government charges. Discounts are not applied to any optional benefits purchased.
  3. Repair guarantee
    We guarantee materials and workmanship on repairs we authorise for as long as you own or lease your vehicle.
  4. $20m legal liability cover
    Arising out of a single event or a series of related events.
    For the complete list and details of policy inclusions, please see our Product Disclosure Statement (PDS)
    Terms, conditions, limits and exclusions apply.
    Please see the relevant PDS and PED guide available on this website for details.


Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the general insurer except in respect of life insurance, in which case Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer.